Banking Services in Spain for Foreigners
All you need to know about banking in Spain, from opening an account to understanding fees.
Spanish Banking: A Guide for Newcomers and Investors
Having a bank account in Spain is practically indispensable if you plan to reside, invest, buy property, or even spend long periods in the country. It will facilitate making payments, setting up direct debits (electricity, water, internet, IBI), receiving income, and managing your local finances.
Although the Spanish banking system is modern and part of the Single Euro Payments Area (SEPA), foreigners may encounter some peculiarities and challenges, such as the documentation required for non-residents or fees for certain services.
This section will help you understand the key aspects of banking operations in Spain.
Key Banking Topics
Explore our guides to manage your finances in Spain with confidence:
Opening a Non-Resident Bank Account
Detailed guide on the requirements, necessary documentation, and the process to open a bank account in Spain if you are not a tax resident.
Guide to Opening an AccountAccount Comparison for Foreigners
We analyze and compare different types of bank accounts (for residents and non-residents), their fees, and services (Coming Soon).
Compare AccountsBank Fees & International Transfers
Understand the most common bank fees in Spain (maintenance, ATM withdrawals, etc.) and the best options for making international transfers.
About Fees & TransfersCards & Payment Methods
Information on the use of debit and credit cards in Spain, Bizum, and other common payment methods.
Payment Methods in SpainNeed Help Choosing a Bank or Opening Your Account?
We can guide you or connect you with professionals who can facilitate these procedures.
Request Banking Advice