Frequently Asked Questions (FAQs)

You are considered a tax resident in Spain if you meet any of these conditions: you spend more than 183 days a year in Spanish territory, the main nucleus of your economic activities is in Spain, or your spouse and minor children reside habitually in Spain.

You must pay two taxes annually: the Non-Resident Income Tax (IRNR) for 'imputed income' and the Real Estate Tax (IBI). See guide.

You must declare the capital gain in the IRNR. The buyer is obliged to withhold 3% of the sale price as a payment on account of this tax. You must then file the final declaration.

It is an informative declaration of assets abroad. If you are a tax resident in Spain and the value of your assets exceeds 50,000 euros, you are obliged to file it. Those under the Beckham Law are exempt.

Yes, if you are a resident of the EU, Iceland, or Norway, you can deduct expenses directly related to the rental (mortgage, IBI, community fees, etc.). See the IRNR guide.

Yes, the NIE is absolutely essential. You will need it to sign before a notary, pay taxes, and open a bank account. How to get the NIE.

Budget for an extra 10-15% on top of the purchase price to cover ITP or VAT, notary fees, land registry fees, and lawyer fees. See cost breakdown.

It is not mandatory, but highly recommended. An independent lawyer will perform due diligence to check for debts or legal issues on the property.

Yes, it's possible. Spanish banks grant mortgages to non-residents, typically financing 60-70% of the value and with stricter conditions. More on mortgages.

It is a document from the Land Registry that provides information on the legal status of a property: owner, liens (mortgages, etc.), and description. It's fundamental for due diligence. Learn more.

The Digital Nomad Visa is for remote work for companies outside Spain. The Non-Lucrative Visa is for people with sufficient funds to live without working. Compare visas.

Yes, if you reside more than 3 months, you must register and get the Certificate of Registration as a Union Citizen (the 'green NIE'). Guide for EU citizens.

The NIE is an identification number. The TIE is a physical card with your photo that proves your legal residence permit. Non-EU residents have both.

You must prove you have 400% of the annual IPREM (a Spanish public income indicator), plus an additional 100% for each family member. See requirements.

Yes, but with limitations. It allows part-time work (up to 30h/week) if it's compatible with your studies and you get a work authorization.

Yes, 'empadronamiento' is a key step. To apply for your public health card, you will need the 'certificado de empadronamiento'. Healthcare Guide.

The European Health Insurance Card covers you for medically necessary care during a temporary stay, but it's not a substitute for travel insurance. To reside, you'll need to register for the public system or get private insurance.

Coverage is limited. It covers extractions and acute problems, but not fillings or orthodontics. It covers eye check-ups for illness, but not the cost of glasses. These are typically covered by private insurance.

It's the percentage of the cost of prescribed medicines that the patient pays. The percentage varies based on your income level and whether you're an active worker or a pensioner.

Yes, it's possible. Some insurance companies specialize in expat policies that offer full coverage and accept certain pre-existing conditions, as required for visas. Ask us about insurance.

Yes, education is compulsory in Spain from ages 6 to 16. You must enroll your children in a school if they are within this age range.

Not directly. Placement in public and state-subsidized (concertado) schools is based on a points system that prioritizes proximity to the family home or parents' workplace (the 'zone of influence').